:root {
  --ink: #102033;
  --ink-soft: #3a4d63;
  --paper: #f4f7fb;
  --paper-2: #e8eef6;
  --white: #ffffff;
  --line: rgba(16, 32, 51, 0.12);
  --teal: #0f766e;
  --teal-deep: #0b5c56;
  --amber: #b45309;
  --alert: #9f1239;
  --steel: #1e3a5f;
  --glow: rgba(15, 118, 110, 0.18);
  --shadow: 0 28px 80px rgba(16, 32, 51, 0.12);
  --display: "Source Serif 4", Georgia, "Times New Roman", serif;
  --body: "Source Sans 3", "Segoe UI", sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  font-family: var(--body);
  background: var(--paper);
  line-height: 1.55;
  overflow-x: hidden;
}

.atmosphere {
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background:
    radial-gradient(ellipse 80% 50% at 10% -10%, rgba(15, 118, 110, 0.16), transparent 55%),
    radial-gradient(ellipse 60% 40% at 90% 5%, rgba(30, 58, 95, 0.12), transparent 50%),
    linear-gradient(180deg, #eef3f8 0%, var(--paper) 28%, #e9f0f4 100%);
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  backdrop-filter: blur(14px);
  background: rgba(244, 247, 251, 0.82);
  border-bottom: 1px solid var(--line);
}

.nav {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0.9rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  text-decoration: none;
  font-weight: 700;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 2.4rem;
  height: 2.4rem;
  border-radius: 0.55rem;
  background: var(--steel);
  color: var(--white);
  font-family: var(--display);
  font-size: 0.72rem;
  letter-spacing: 0.04em;
}

.brand-name {
  font-size: 0.95rem;
  letter-spacing: -0.02em;
}

.nav-links {
  display: flex;
  gap: 1.25rem;
  font-size: 0.95rem;
  color: var(--ink-soft);
}

.nav-links a,
.nav-cta,
.article a,
.stat-source,
.footer a {
  text-decoration: none;
}

.nav-links a:hover,
.article a:hover,
.stat-source:hover,
.footer a:hover {
  color: var(--teal);
}

.nav-cta {
  border: 1px solid var(--ink);
  border-radius: 999px;
  padding: 0.55rem 0.95rem;
  font-weight: 700;
  font-size: 0.9rem;
}

.hero {
  position: relative;
  min-height: 100svh;
  display: grid;
  align-items: end;
  padding: 0;
}

.hero-plane {
  position: absolute;
  inset: 0;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(16, 32, 51, 0.15) 0%, rgba(16, 32, 51, 0.72) 100%),
    linear-gradient(120deg, #1e3a5f 0%, #0f766e 55%, #134e4a 100%);
}

.scan-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.05) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.7), transparent 85%);
  animation: drift 28s linear infinite;
}

@keyframes drift {
  from {
    transform: translateY(0);
  }
  to {
    transform: translateY(48px);
  }
}

.hero-visual {
  position: absolute;
  inset: 12% 8% auto auto;
  width: min(420px, 42vw);
  animation: rise-in 1.1s ease-out both;
}

@keyframes rise-in {
  from {
    opacity: 0;
    transform: translateY(24px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.forensic-frame {
  border: 1px solid rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(8px);
  padding: 0.85rem;
  box-shadow: var(--shadow);
}

.frame-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.68rem;
  letter-spacing: 0.14em;
  margin-bottom: 0.75rem;
}

.pulse-dot {
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 50%;
  background: #fb7185;
  box-shadow: 0 0 0 0 rgba(251, 113, 133, 0.55);
  animation: pulse 1.8s ease-out infinite;
}

@keyframes pulse {
  70% {
    box-shadow: 0 0 0 12px rgba(251, 113, 133, 0);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(251, 113, 133, 0);
  }
}

.frame-body {
  display: grid;
  gap: 0.75rem;
}

.damage-mock {
  position: relative;
  height: 180px;
  background:
    radial-gradient(circle at 30% 40%, rgba(255, 255, 255, 0.18), transparent 40%),
    linear-gradient(145deg, #334155, #0f172a 60%, #134e4a);
  overflow: hidden;
}

.anomaly {
  position: absolute;
  border: 1px solid rgba(251, 113, 133, 0.9);
  background: rgba(251, 113, 133, 0.12);
  animation: scan-focus 3.2s ease-in-out infinite;
}

.a1 {
  width: 28%;
  height: 22%;
  top: 28%;
  left: 18%;
}

.a2 {
  width: 18%;
  height: 18%;
  top: 48%;
  left: 55%;
  animation-delay: 0.4s;
}

.a3 {
  width: 22%;
  height: 14%;
  top: 62%;
  left: 30%;
  animation-delay: 0.8s;
}

@keyframes scan-focus {
  0%,
  100% {
    opacity: 0.45;
  }
  50% {
    opacity: 1;
  }
}

.verdict {
  background: rgba(15, 23, 42, 0.55);
  color: #fff;
  padding: 0.85rem;
}

.verdict-label {
  margin: 0;
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  opacity: 0.75;
}

.verdict-score {
  margin: 0.2rem 0;
  font-family: var(--display);
  font-size: 2.4rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: #fda4af;
}

.verdict-note {
  margin: 0;
  font-size: 0.82rem;
  opacity: 0.8;
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 1120px;
  margin: 0 auto;
  padding: 7rem 1.25rem 4.5rem;
  color: var(--white);
  animation: rise-in 0.9s ease-out 0.15s both;
}

.brand-hero {
  margin: 0 0 0.75rem;
  font-family: var(--display);
  font-size: clamp(3.8rem, 12vw, 8.5rem);
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 0.9;
}

.hero-copy h1 {
  margin: 0 0 1rem;
  max-width: 16ch;
  font-family: var(--display);
  font-size: clamp(1.7rem, 3.6vw, 2.85rem);
  font-weight: 600;
  letter-spacing: -0.01em;
  line-height: 1.18;
}

.lede {
  margin: 0;
  max-width: 40rem;
  font-size: 1.08rem;
  color: rgba(255, 255, 255, 0.84);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.75rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 999px;
  padding: 0.85rem 1.2rem;
  font: inherit;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
}

.button.primary {
  background: var(--white);
  color: var(--ink);
}

.button.primary:hover {
  background: #e8f5f3;
}

.button.ghost {
  border: 1px solid rgba(255, 255, 255, 0.45);
  color: var(--white);
  background: transparent;
}

.section {
  max-width: 1120px;
  margin: 0 auto;
  padding: 5.5rem 1.25rem;
  scroll-margin-top: 4.6rem;
}

.section-intro {
  max-width: 40rem;
  margin-bottom: 2.5rem;
}

.section-intro.narrow {
  max-width: 36rem;
}

.eyebrow {
  margin: 0 0 0.75rem;
  color: var(--teal);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

h2 {
  margin: 0 0 0.85rem;
  font-family: var(--display);
  font-size: clamp(1.85rem, 4vw, 3.1rem);
  font-weight: 600;
  letter-spacing: -0.015em;
  line-height: 1.15;
}

h3 {
  margin: 0 0 0.45rem;
  font-family: var(--display);
  font-size: 1.2rem;
  font-weight: 600;
  letter-spacing: 0;
}

.section-intro p:not(.eyebrow),
.threat-list p,
.pilot-steps p,
.advisory-grid p,
.interest-layout > div > p,
.footer p {
  color: var(--ink-soft);
}

.stat-row {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1.5rem 1.25rem;
  border-top: 1px solid var(--line);
  padding-top: 1.75rem;
}

.stat-row article {
  border: 0;
  background: transparent;
  padding: 0;
}

.stat-value {
  margin: 0;
  font-family: var(--display);
  font-size: clamp(2.4rem, 5vw, 3.6rem);
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 1;
  color: var(--steel);
}

.stat-label {
  margin: 0.7rem 0 0.85rem;
  color: var(--ink-soft);
  font-size: 0.95rem;
}

.stat-source {
  color: var(--teal-deep);
  font-size: 0.82rem;
  font-weight: 600;
}

.stat-footnote {
  margin: 2rem 0 0;
  padding-top: 1.25rem;
  border-top: 1px solid var(--line);
  color: var(--ink-soft);
  font-size: 0.92rem;
}

.threat-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0;
  border-top: 1px solid var(--line);
}

.threat-list article {
  padding: 1.5rem 1.25rem 1.5rem 0;
  border-bottom: 1px solid var(--line);
}

.threat-list article:nth-child(odd) {
  padding-right: 1.5rem;
  border-right: 1px solid var(--line);
}

.threat-list article:nth-child(even) {
  padding-left: 1.5rem;
}

.article-feed {
  display: grid;
  gap: 0;
}

.article {
  display: grid;
  grid-template-columns: 8.5rem 1fr;
  gap: 1rem 1.5rem;
  padding: 1.4rem 0;
  border-top: 1px solid var(--line);
}

.article time {
  color: var(--amber);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.article h3 {
  grid-column: 2;
  margin-bottom: 0.35rem;
}

.article p,
.article a {
  grid-column: 2;
}

.article p {
  margin: 0 0 0.55rem;
  color: var(--ink-soft);
}

.article a {
  color: var(--teal-deep);
  font-weight: 700;
  font-size: 0.92rem;
}

.compliance {
  background: var(--steel);
  color: var(--white);
  max-width: none;
  padding-left: max(1.25rem, calc((100% - 1120px) / 2 + 1.25rem));
  padding-right: max(1.25rem, calc((100% - 1120px) / 2 + 1.25rem));
}

.compliance .eyebrow {
  color: #5eead4;
}

.compliance p {
  color: rgba(255, 255, 255, 0.82);
}

.compliance-grid {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 2.5rem;
  align-items: start;
}

.compliance-points {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 1rem;
}

.compliance-points li {
  padding-left: 1rem;
  border-left: 3px solid #5eead4;
}

.compliance-points strong {
  display: block;
  margin-bottom: 0.25rem;
  font-family: var(--display);
}

.compliance-points li {
  color: rgba(255, 255, 255, 0.82);
}

.pilot-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 1.25rem;
}

.pilot-steps li {
  display: grid;
  grid-template-columns: 3rem 1fr;
  gap: 1rem;
  align-items: start;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--line);
}

.pilot-steps span {
  font-family: var(--display);
  font-weight: 600;
  color: var(--teal);
  font-size: 1.1rem;
}

.governance {
  padding-top: 2rem;
}

.advisory-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.advisory-grid article {
  min-height: 13rem;
  padding: 1.35rem;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: 0 14px 38px rgba(16, 32, 51, 0.06);
}

.advisory-grid span {
  display: block;
  margin-bottom: 2.75rem;
  color: var(--teal);
  font-family: var(--display);
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.08em;
}

.advisory-grid p {
  margin-bottom: 0;
}

.governance-note {
  max-width: 48rem;
  margin: 1.25rem 0 0;
  color: var(--ink-soft);
  font-size: 0.88rem;
}

.cto {
  padding-top: 2rem;
  padding-bottom: 2rem;
}

.cto-note {
  margin: 0;
  padding: 2rem 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.cto-note p {
  margin: 0 0 1.25rem;
  font-family: var(--display);
  font-size: clamp(1.35rem, 3vw, 1.9rem);
  font-weight: 600;
  letter-spacing: 0;
  line-height: 1.35;
  max-width: 42rem;
}

.cto-note footer {
  display: grid;
  gap: 0.15rem;
  color: var(--ink-soft);
  font-size: 0.95rem;
}

.cto-note strong {
  color: var(--ink);
}

.interest {
  padding-bottom: 6rem;
}

.interest-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 2.5rem;
  align-items: start;
}

.interest-assurances {
  margin: 1.5rem 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.65rem;
  color: var(--ink-soft);
}

.interest-assurances li {
  padding-left: 1rem;
  border-left: 3px solid var(--teal);
}

.interest-form {
  display: grid;
  gap: 0.85rem;
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.35rem;
  box-shadow: var(--shadow);
}

.interest-form label {
  display: grid;
  gap: 0.35rem;
  font-size: 0.88rem;
  font-weight: 650;
  color: var(--ink-soft);
}

.interest-form input,
.interest-form select,
.interest-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 0.55rem;
  padding: 0.75rem 0.8rem;
  font: inherit;
  color: var(--ink);
  background: var(--paper);
}

.interest-form input:focus,
.interest-form select:focus,
.interest-form textarea:focus {
  outline: 2px solid rgba(15, 118, 110, 0.35);
  border-color: var(--teal);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
}

.interest-form .button {
  margin-top: 0.35rem;
  background: var(--steel);
  color: var(--white);
}

.interest-form .button:hover {
  background: var(--teal-deep);
}

.form-status {
  min-height: 1.25rem;
  margin: 0;
  font-size: 0.92rem;
  font-weight: 600;
}

.form-status.ok {
  color: var(--teal-deep);
}

.form-status.err {
  color: var(--alert);
}

.form-legal {
  margin: 0;
  font-size: 0.78rem;
  color: var(--ink-soft);
}

.honeypot {
  position: absolute;
  left: -9999px;
  opacity: 0;
  height: 0;
  overflow: hidden;
}

.footer {
  max-width: 1120px;
  margin: 0 auto;
  padding: 1.5rem 1.25rem 2.5rem;
  display: flex;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
  border-top: 1px solid var(--line);
  color: var(--ink-soft);
  font-size: 0.9rem;
}

.footer strong {
  color: var(--ink);
}

.footer-meta {
  display: grid;
  gap: 0.35rem;
  text-align: right;
}

@media (max-width: 1100px) {
  .hero-copy {
    padding-top: 24rem;
  }
}

@media (max-width: 920px) {
  .nav-links {
    display: none;
  }

  .hero-visual {
    width: min(320px, 70vw);
    inset: 8% 5% auto auto;
    opacity: 0.9;
  }

  .hero-copy {
    padding-top: 25rem;
  }

  .stat-row,
  .compliance-grid,
  .advisory-grid,
  .interest-layout {
    grid-template-columns: 1fr;
  }

  .advisory-grid article {
    min-height: auto;
  }

  .advisory-grid span {
    margin-bottom: 1.5rem;
  }

  .article {
    grid-template-columns: 1fr;
    gap: 0.35rem;
  }

  .article h3,
  .article p,
  .article a {
    grid-column: 1;
  }

  .threat-list {
    grid-template-columns: 1fr;
  }

  .threat-list article:nth-child(odd),
  .threat-list article:nth-child(even) {
    border-right: 0;
    padding-left: 0;
    padding-right: 0;
  }

  .footer-meta {
    text-align: left;
  }
}

.naic-map {
  padding-top: 2rem;
}

.naic-tally {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.5rem;
  margin: -0.5rem 0 1.5rem;
  color: var(--ink-soft);
  font-size: 0.92rem;
}

.naic-tally strong {
  color: var(--steel);
  font-family: var(--display);
  font-weight: 600;
  font-size: 1.15rem;
  margin-right: 0.25rem;
}

.naic-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.55fr) minmax(18rem, 0.85fr);
  gap: 1.25rem;
  align-items: stretch;
}

.naic-stage {
  position: relative;
  background:
    radial-gradient(ellipse 70% 50% at 20% 10%, rgba(15, 118, 110, 0.1), transparent 55%),
    linear-gradient(180deg, #102033 0%, #1e3a5f 58%, #16324f 100%);
  border-radius: 1.1rem;
  min-height: 28rem;
  overflow: visible;
  box-shadow: var(--shadow);
}

.naic-canvas {
  height: 100%;
  min-height: 28rem;
  padding: 1.1rem 0.6rem 0.6rem;
}

.naic-canvas svg {
  width: 100%;
  height: 100%;
  display: block;
  overflow: visible;
}

.naic-canvas svg g.state > path,
.naic-canvas svg circle.dc {
  cursor: pointer;
  stroke: rgba(255, 255, 255, 0.55);
  stroke-width: 0.7;
  transform-box: fill-box;
  transform-origin: center;
  transition: fill 180ms ease, transform 220ms cubic-bezier(0.22, 1, 0.36, 1),
    filter 220ms ease, stroke 180ms ease, opacity 180ms ease;
}

.naic-canvas svg g.state > path.is-hot,
.naic-canvas svg circle.dc.is-hot,
.naic-canvas svg g.state > path.is-selected,
.naic-canvas svg circle.dc.is-selected {
  transform: translateY(-2px) scale(1.035);
  filter: drop-shadow(0 10px 14px rgba(0, 0, 0, 0.35));
  stroke: #f8fafc;
  stroke-width: 1.4;
  z-index: 2;
}

.naic-canvas svg g.state > path.is-dim,
.naic-canvas svg circle.dc.is-dim {
  opacity: 0.22;
  pointer-events: none;
}

.naic-canvas svg [data-code]:focus-visible {
  outline: 2px solid #5eead4;
  outline-offset: 2px;
}
  stroke: rgba(255, 255, 255, 0.18);
  stroke-width: 1.5;
  fill: none;
  pointer-events: none;
}

.naic-tooltip {
  position: absolute;
  transform: translate(-50%, -112%);
  background: rgba(244, 247, 251, 0.96);
  color: var(--ink);
  border-radius: 0.7rem;
  padding: 0.55rem 0.75rem;
  pointer-events: none;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.28);
  min-width: 8rem;
  z-index: 3;
}

.naic-tooltip strong,
.naic-detail h3 {
  display: block;
  font-family: var(--display);
  font-weight: 600;
}

.naic-tooltip span {
  display: block;
  margin-top: 0.15rem;
  font-size: 0.78rem;
  color: var(--ink-soft);
}

.naic-panel {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 1.1rem;
  padding: 1.15rem 1.2rem 1.25rem;
  box-shadow: 0 14px 38px rgba(16, 32, 51, 0.06);
  display: grid;
  gap: 1.1rem;
  align-content: start;
}

.naic-legend {
  display: grid;
  gap: 0.45rem;
}

.naic-legend-item {
  display: grid;
  grid-template-columns: 0.9rem 1fr;
  gap: 0.7rem;
  align-items: start;
  text-align: left;
  border: 1px solid var(--line);
  background: var(--paper);
  border-radius: 0.75rem;
  padding: 0.6rem 0.7rem;
  font: inherit;
  cursor: pointer;
  color: var(--ink);
  transition: border-color 160ms ease, transform 160ms ease, background 160ms ease;
}

.naic-legend-item:hover,
.naic-legend-item.is-on:hover {
  transform: translateY(-1px);
  border-color: var(--teal);
}

.naic-legend-item:not(.is-on) {
  opacity: 0.45;
}

.naic-legend-item strong {
  display: block;
  font-size: 0.84rem;
  line-height: 1.25;
}

.naic-legend-item em {
  display: block;
  font-style: normal;
  color: var(--ink-soft);
  font-size: 0.75rem;
  margin-top: 0.15rem;
}

.naic-swatch {
  width: 0.85rem;
  height: 0.85rem;
  border-radius: 0.2rem;
  margin-top: 0.15rem;
}

.naic-kicker {
  margin: 0 0 0.35rem;
  color: var(--teal);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.naic-detail h3 {
  margin: 0 0 0.45rem;
  font-size: 1.45rem;
}

.naic-detail p {
  margin: 0;
  color: var(--ink-soft);
}

.naic-status {
  display: inline-block;
  margin: 0 0 0.85rem !important;
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.naic-status[data-tone="adopted"] {
  background: rgba(194, 59, 59, 0.12);
  color: #9f1239;
}

.naic-status[data-tone="specific"] {
  background: rgba(47, 111, 179, 0.12);
  color: #1e3a5f;
}

.naic-status[data-tone="none"] {
  background: rgba(16, 32, 51, 0.08);
  color: var(--ink-soft);
}

.naic-detail dl {
  display: grid;
  gap: 0.75rem;
  margin: 0;
}

.naic-detail dt {
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-soft);
  font-weight: 700;
}

.naic-detail dd {
  margin: 0.2rem 0 0;
}

.naic-territories {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
}

.naic-chip {
  border: 1px solid var(--line);
  background: var(--paper);
  border-radius: 999px;
  padding: 0.35rem 0.65rem;
  font: inherit;
  font-size: 0.78rem;
  cursor: pointer;
  color: var(--ink);
}

.naic-chip:hover,
.naic-chip.is-selected {
  background: var(--steel);
  color: #fff;
  border-color: var(--steel);
}

.naic-disclaimer {
  margin: 0;
  font-size: 0.78rem;
  color: var(--ink-soft);
  line-height: 1.45;
}

.naic-disclaimer a {
  color: var(--teal);
  font-weight: 700;
}

.naic-error {
  color: #fff;
  padding: 2rem;
}

@media (max-width: 920px) {
  .naic-shell {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 620px) {
  .nav-cta {
    font-size: 0.8rem;
    padding: 0.45rem 0.75rem;
  }

  .brand-name {
    display: none;
  }

  .hero-copy {
    padding: 25rem 1rem 3.5rem;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .section {
    padding: 4rem 1rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }
}